What is Paytm

What is Paytm?

What is Paytm: Paytm is a platform for digital payments which is owned by One97 communications. Vijay Shekhar Sharma, the owner of One97 Communication Limited started Paytm in 2010. Paytm started off as a mobile recharge website for prepaid connections and from there, it took off to become a leading e-commerce site.

Paytm stands for  "Pay Through Mobile". It allows you to transfer cash into the integrated wallet via online banking, debit cards, and credit cards. You even transfer by depositing cash via select banks and partners. The money in your Paytm wallet allows you to pay for a number of goods without using cash. 

What is Paytm Wallet?

Paytm wallet is a digital wallet or a mobile wallet, which has been designed to make and receive payments digitally.One of the most interesting feature of this wallet is it allows people to send money easily to someone.

Inorder to make use of this feature you need to load the paytm account with money. It can be done using any of the methods like debit/credit card, internet banking. Among the transactions you can make on Paytm are recharges for mobile phones, metro cards, DTH cable, data cards, etc, as well as postpaid payments for mobile phones, landline/ broadband, electricity, water and gas bills, etc.
Post demonitisation, we have been hearing a lot about cashless transactions, so the question is, why should we go cashless? How do we do that? The ease of conducting financial transactions is probably the biggest motivator to go digital. You will no longer need to carry wads of cash, plastic cards, or even queue up for ATM withdrawals. It’s also a safer and easier spending option when you are travelling.

You have the freedom to transact whenever and wherever you want. You don’t have to be physically present to conduct a transaction or be forced to do so only during office hours. Also the written record will help you keep tabs on your spending and this will result in better budgeting.
If stolen, it is easy to block a credit card or mobile wallet remotely, but it’s impossible to get your cash back.  This is especially true while travelling, especially abroad, where loss of cash can cause great inconvenience. 

What can we do using Paytm?

There are a number of things that you can do using this digital wallet or mobile wallet. Here is a quick summary for you.
Recharge - You can recharge your data cards, DTH cable, metro cards, prepaid mobile connecctions

Bill Payments - You can pay bills for your electricity, water, gas, broadband, landline, postpaid mobile .

Ticket Booking - You can book movie, train, bus, flight tickets etc. using Paytm wallet.

Shopping - Paytm has its own e-commerce platform where you can purchase products like apparels, appliances etc.

Money transfer - You can transfer money from your account to some other account, from your paytm wallet to another bank account or can transfer money fom your paytm wallet to another paytm wallet.

How to creating a Paytm account

The easiest way to create a Paytm account is by downloading and installing paytm appfrom google playstore or apple app store. Once you have downladed it you can register. Check this article on how to create a paytm account

Adding money to your Paytm wallet:

Before you add money to your Paytm Wallet you need to set up an account on it by using your mobile number and email ID. Here is a step-by-step guide to help you add money to your Paytm Wallet:

-Open Paytm App

-On the app home screen, tap on the ‘Add Money’ option

-Enter the amount that you wish to transfer to the Paytm Wallet

-Tap on the ‘Add Money’ button to proceed with the transaction

-Select the payment option (Debit card/ Credit card/ Net banking) through which you want to transfer money to the Paytm Wallet

-Enter your bank or card details such as Card number, expiry date, and CVV to with the transaction

-Tap on the ‘Pay Now’ button to complete the transaction

-Use Paytm to Pay or Send money through Paytm Wallet:

How to tranfer money from Paytm to bank account

If you have ever added money to your Paytm wallet by mistake and want to transfer it back to the bank or if you have some money that has been sitting in your Paytm wallet for a long time which you want to transfer into your  bank account, this article will be useful for you. read this for the step by step guide on how to transfer money from Paytm to bank account

How to transfer money to Paytm to other paytm account.

Paytm users can easily pay or send money to other users of Paytm services through their smartphones. There are two ways of sending money to another user on Paytm:

Option 1: Scan QR Code

One of the ways of send money is by scanning the QR code displayed by the retailer. Follow these simple steps to use QR code for making payment:

-Open the Paytm app

-On the app home screen, tap on the ‘Pay or Send’ option

-Scan the QR code

-Enter the desired amount

-Tap on the ‘Pay’ button to proceed with the payment

Option 2: Mobile Number

The second and the easier way to send money using Paytm Wallet is through the mobile number of the Paytm user.

-Open the Paytm app

-On the app home screen, tap on the ‘Pay or Send’ option

-Tap on the ‘Mobile No.’ option

-Enter the mobile number of the person to whom you want to send the money

-Enter the desired amount

-Tap on the ‘Send Money’ button to proceed with the payment

I hope you like this article "What is Paytm". Please fell free to share your feedback.
Also check: Recharge offers on Paytm , Paytm electricity bill payment offers

Paytm recharge offers for 2018

Paytm recharge offers for 2018

Paytm recharge offers for 2018: All of us hate to stand in long queues and want to get rid of this anyhow. Paytm fulfills this need by making this system online and allows users to make payments, bill, mobile and DTH recharges instantly. 

Moreover it offers equal value discount coupons which makes your recharges and payments equal to free of cost. Paytm frequently gives cashbacks and promocodes which is the best one get through recharge.   Paytm has took a largest leap of growth in the ongoing market of mobile, DTH recharge. Paytm was started in 2010 and now it is known in the leaders of this shopping era. 

Paytm now offers all the products you are in need of, it's main offers are mainly run through its cashback offers which make it different from other e-commerce. So here is offered some great discounts provided genuinely by the Paytm. For more such mind blowing offers and deals, save this page, since its updated timely. 

So what is use of Paytm cashback?

Paytm cashback can be used to pay all Paytm services such as Recharge (Mobile Recharge, DTH Recharge & Data Card recharge), Bill Payment (Postpaid mobiles, Landline, Electricity & Gas), Bus Ticket booking, Send Money to friends and shop products.

Below is a list of paytm recharge offers and some cashback offers.

Paytm Recharge Offers for Nov 2018

1. Enjoy up to Rs.350 cashback when you recharge using Paytm promo code

 Promocode: FAMILY

2. Get Rs.50 cashback on recharge and payments

Promocode: GRAB50

3. Enjoy 100% cashback on your electricty bill!

Promocode: LUCKY70

4. Get instant Rs. 20 cashback and additional Rs. 200 cashback on Jio recharges

Promocode: PAYTMJIO

5. Flat Rs. 10 Cashback on Recharge or Bill payments of Rs. 50

Promocode: MONTHLY10

6. Enjoy cashback up to Rs 30 on Recharge and Bill Payments

Promocode: MONTHLY30

7. Get 100% cashback on mobile recharge and bill payments

Promocode: LUCKY70

6. Get 10% cashback up to Rs.20 on minimum transaction of Rs.100!

Promocode: METRONEW

7. Up to Rs. 50 cashback on 1st Electricity Bill Payment

Promocode: FIRSTPAY

8. Enjoy Rs.20 Cashback on Bill Payment

Promocode: MONTHLY20

Terms and Conditions:

Code can be used up to once per month. Offer is valid on the first recharge or bill payment of the month.

9. Get instant Rs. 30 cashback and additional Rs. 200 cashback

Promocode: NEWJIO

Terms and Conditions:

User will get Flat Rs. 20 Cashback on successful transaction on Jio recharge of amount equal to Rs. 149

10. Flat Rs.50 Cashback on 1st Recharge or Bill Payments

Promocode: FIFTY

Terms and Conditions:

Applicable on 1st time users across all categories of Recharge & Bill Payments 

11. Enjoy 30% discount on your  DTH recharge with Paytm coupons

Promocode: DTHNEW

Terms and Conditions:

Enjoy 30% discount, through cashback on your first DTH recharge with Paytm promo code! Hurry to not miss out!

12. Get Up to Rs.50 Cashback on your First Recharge with us.

Promocode: FIRST

Terms and Conditions:

Applicable for users who have not done a mobile recharge on Paytm before

13. Rs. 30 cashback on mobile pill payments

Promocode: GRAB30

Terms and Conditions:

Apply this given code and enjoy flat 3% cashback (maximum Rs.30). Minimum transaction must be higher than or equal to Rs.100.

14. Mobile recharge & bill payment offer - 100% cashback every hour for 7 users

Promocode: LUCKY7

Terms and Conditions:

Do recharges or paybill of DTH, Prepaid Recharge, Mobile Postpaid Bill, Datacard and Landline and enjoy 100% cashback every hour. Maximum cashabck of Rs.150.

15. 10% cashback upto a maximum of Rs. 20 on min transaction of Rs.100 (Metro card recharge)

Promocode: METRONEW

Terms and Conditions:

Applicable on Delhi and Mumbai metro card recharge only.

16. Use this promo code during recharge or bill payment & Get Rs.1200 cashback on travel tickets

Promocode: TRAVELPAY

Terms and Conditions:

Do Recharge or Bill Payment with this discount code & you will eligible for FLYPAY code which will work on flight ticket bookings & you can get Rs.1000 cashback (No minimum booking required). RIDEPAY code will work on bus ticket bookings and you will be entitled to grab Rs.200 cashback (Minimum booking of Rs.300 is required).

17. Book flight tickets and get Rs 200 cashback on recharges and bill payments

Promocode: FLYRB200

Terms and Conditions:

Zero cashback on flight ticket booking. Flat Rs.200 cashback on Recharges, Bill Payments and Utilities for a booking of minimum one ticket

18. Get Rs.30 Cashback on DTH Recharge with Paytm Code

DTHNEW

Cashback is available for KYC users only. Enjoy flat 10% or up to Rs.30 cashback today

Cashback Offers for 2018

1. Avail 100% cashback using this Paytm promo code

Promocode: LUCKY70

Get 100% cashback up to Rs.250 for 70 lucky users on recharges/payments

2. Flat Rs 750 cashback on flight ticket booking

Promocode: FLYHIGH

3. Wanderlust Wednesdays: Up to Rs 1000 cashback on flight ticket bookings

Promocode: PAYTMSCD

4. Wednesday Talkies: Flat Rs 75 cashback on minimum booking of 2 tickets

Promocode: WEDNESDAY

5. Flat Rs 1000 cashback on flight ticket booking

Promocode: FINALCALL

Terms and conditions:

Offer is valid on minimum of two flight ticket booking.

Offer is valid only for one-time usage per user.

Minimum order value is Rs.3,000.

6. Watch Thugs of Hindostan and Rs.100 cashback

Promocode: FILM100

Terms and Conditions:

Valid on purchase of 2 tickets at minimum of Rs.300

7. Enjoy flat Rs.20 cashback on broadband bill payments of Rs.300!

Promocode: YOU20

8. Get 20% up to Rs.200 cashback on movie ticket bookings!

Promocode: FOOD200

Terms and Conditions:

Book your tickets with big savings! use this code to avail exciting cashbacks on your movie tickets 

purchase!T&C Apply

9. Purchase your movie ticket for over Rs.150 and enjoy 50% discount!

Promocode: TICKET150

Terms and Conditions:

Maximum discount obtained would be Rs.150 when you make purchase of Rs.400 on your movie tickets!

10. Rs.5000 cashback for 10 lucky customer every day on loan repayment (Loan Payment)

Promocode: LOAN5000

11. Grab up to 100% cashback on your Paytm purchases!

Promocode: RECHSHOP

12. Get FLAT off Rs 351 on bus ticket bookings

Promocode: FAMILYRIDE

Terms and Conditions:

Valid on minimum 2 tickets

13. Flat Rs.100 Cashback on bus ticket booking and also, get movie voucher worth Rs.150

Promocode: BUSFILM
I hope you like this article "Paytm recharge offers for 2018". Please fell free to share your feedback.

How to Create Paytm New Account

How to Create Paytm New Account

How to Create Paytm New Account: Here I have shown you the exact step by step guide for creating a Paytm  new account and Paytm wallet. This guide will be helpful to you when you will be signing up for your Paytm account.

Paytm is one of the biggest online free mobile recharge providers in India. Started in the year 2010 they have grown enormous now.  These days they are expanding their business very fast, recently Paytm entered into the e-commerce market in India.

These days as we know, mobile has become part of our fast track life. If you are thinking about speeding up utility payments, quick shopping, then Paytm mobile wallet would help you. There are more than 100 million users using Paytm mobile wallet which is approved by RBI. 

So you might be thinking, what is this Paytm mobile Wallet all about? What are the benefits of Paytm mobile Wallet? How safe is this Paytm mobile Wallet for online payment transactions? So lets start with what is Paytm  and Paytm wallet.

What is Paytm?

Paytm, is a digital payments platform that allows you to transfer money into the wallet through online banking, debit cards, and credit cards, or even by depositing cash via select banks and partners. Using the money in the Paytm wallet, you can pay for a number of goods without using cash.

Paytm is an acronym for “Pay Through Mobile” with website and Android, Windows and iOS apps. Paytm was founded by Vijay Shekhar Sharma under his company One97 Communications in 2010 as a prepaid mobile recharge website.  

What can you do using Paytm account?

The transactions you can do using Paytm are

-Recharge  prepaid mobile phones, metro cards, DTH cable, data cards
-Make payments  for postpaid mobile phones,landline/ broadband, electricity, water and gas bills, etc.
-Book tickets for buses, trains, flights, movies, hotel rooms, etc.
-Pay for cab rides .
-You can buy goods on the Paytm’s e-commerce platform
-Paytm also allows you to send money to other people’s Paytm wallets or to bank accounts

How to use Paytm?

All you have to do is register using your mobile number and email ID to create an account on the web site or app and start using it.

-Register and verify account. You can register using your Mobile Number and Email Id.
-Add Money to Paytm Wallet, from your netbanking account, debit card, or credit card.
-Pay using Paytm Wallet.

What is Paytm Wallet?

Paytm Wallet, is the digital account on Paytm where you can transfer money from your bank account or credit card to use for transactions on the platform. Once you open a Paytm account with your email Id, Mobile number, you can transfer cash to the wallet up to Rs. 10,000 in a month in the Wallet.

You can  also increase the monthly limit, to 1 lakh in Paytm Wallet by getting the KYC (Know Your Customer) done.   

What are the benefits of Paytm Mobile Wallet?

-It is quick, simple to download and register. Mobile App is free.
-Paytm offers quick re-charge and utility bill payments apart from shopping from paytm website or from other websites.
-You can get discounts while shopping.
-Paytm offers exciting coupons which can be redeemed while shopping. These coupons are delivered to your email ID when you re-charge your paytm mobile Wallet.
-If you have promo code, you can enter and avail discounts and cashbacks.
-In case of refunds, such refund amount is credited to your Paytm mobile Wallet where you can use  it later for other payments.

Is paytm wallet safe?

Paytm says that it works in accordance with PCI DSS which is a registered information security standard for companies that deal with branded credit cards from the major card schemes like Visa, MasterCard or American Express. It also claims that it never stores the CVV number of a credit or debit card to ensure the safety 

of card details. It also states that all financial transactions on Paytm are done with 128-bit encryption SSL security. They also engage in real time monitoring and transaction engine to weed out suspicious transactions and ensure the customer's money is always secure.

How to Set Up a Paytm Account

It’s very easy to create a Paytm account. But, I think many people will still find this guide helpful. Here I have given complete details about how to create a Paytm new account.  I have attached some screenshots which will help you to understand the entire process better. For creating a Paytm account, you have two options, either you can download the Paytm app, or you can go to their website.

Steps to create Paytm account via website:

1. Visit Paytm.com
2. Click on ‘Log In/Sign Up’ on the top-right corner of the page
3. Click on ‘Sign Up’
4. Enter your mobile number, email address and a password
5. Click on 'Create your Paytm Wallet'
6. Enter the OTP, your First Name, Last Name and click on 'Create your Paytm Wallet'
7. Your account will be created

Steps to create Paytm account via app:

1. Install Paytm app from Playstore
2. Launch your Paytm app
3. Tap on the Profile icon at the top right corner of the screen.
4. Tap on ‘Create a New Account’
5. Enter your mobile number, email address and a password.
6. Tap on 'Create a New Account'.
7. You will get an OTP on the mobile number you entered
8. Once you enter the OTP, click on ‘Submit’, and enter your First Name, Last Name and DOB
9. Tap on 'Create Account'
10. Your account will be created

Finally, you have successfully created your Paytm account thus you have successfully created your Paytm wallet. Hope you will have fun doing mobile recharge and online shopping from Paytm. I hope you like this article "How to Create Paytm New Account". Please fell free to share your feedback.
Also check: Recharge offers on Paytm , Paytm electricity bill payment offers

how to transfer money from Paytm to bank account

How to transfer money from Paytm to bank account

How to transfer money from Paytm to bank account: Paytm has been the go-to service for digital payments in India. With most merchant stores currently accepting Paytm as a mode of payment, the usage of the platform across the country is at its peak. From vegetable vendors to grocery stores, everyone is joining the Paytm cashless payments platform. Paytm offers its users a wide range of features, ranging from online shopping to flight bookings and mobile recharges with all transactions routing through its wallet.

If you have ever added money to your Paytm wallet by mistake and want to transfer it back to the bank or if you have some money that has been sitting in your Paytm wallet for a long time which you want to transfer into your  bank account, this article will be useful for you. 

In order to transfer money from your Paytm wallet to a bank account, you need the name, account number, and IFSC code of the bank account holder. However, there is a Rs. 20,000 limit on transactions (Rs. 50,000 for merchants), if you haven't got your KYC (Know Your Customer) process done.
If you need to transfer more than the limit, then you will need get in touch with Paytm to get your KYC done. The KYC process can take up to 48 hours, but you can shorten it by providing Aadhar card as proof of identity as the biometric verification says Paytm.

How to transfer money from Paytm to bank account:

The whole process of transferring money from Paytm to your bank account might seem complicated in the beginning. However, this step by step guide is going to help simplify the entire process.

Transfer money using the Paytm mobile app: 

This method can be used to transfer money that has been in your wallet for some time and you haven’t used it. If you are already familiar with the traditional IMPS method of bank transfer, then this method will be easy for you to understand.
Follow these simple steps to transfer your money from Paytm to your bank account

1. Open the Paytm app & Tap on 'Passbook'
2. Select 'Paytm Wallet'
3. Select 'Send Money To Bank'
4. Tap 'Transfer'
5. Enter the amount & bank details. Enter the details such as the account number, the name of the account holder, IFSC code of the bank and the amount you wish to transfer. The IFSC code can be found on the cheque leaf of the bank account. Alternatively, you can use the inbuilt feature in the app which helps you find the IFSC code by entering the bank details such as the bank name, state and city of the bank and the branch of the bank. After entering the correct details, your bank IFSC code will appear.
6. A popup screen will appear giving you the details of the fee and total amount that needs to be transferred. Currently, Paytm charges a flat fee of 4% for all transfers from the Paytm wallet to the bank. Verify all the details on the popup screen and once you are OK with it, hit confirm.Confirm the transfer.
7. Its done! Money transferred successfully

Your money will be transferred from Paytm to the bank account instantly via IMPS.
Note: You don’t need to update your eKYC details to use Paytm’s new bank transfer feature. Paytm doesn’t charge any fee on transferring money from your bank account to another bank account. However if you transfer money from your Paytm wallet to another bank account, the company will levy a charge of 4%.

Conclusion:

When you Sign Up on Paytm, a wallet gets created for you in which you can add upto Rs. 20,000 in a month. This is as per RBI regulations. Also, there can be delays in getting cashback if the monthly limit of adding Rs. 20,000 gets exceeded. You can become a Paytm VIP customer by getting your KYC (Know Your Customer) done and store upto Rs. 1 lakh in your wallet.
You can transfer up to Rs.20,000 per month from Paytm to your Bank Account as per the RBI regulations. This limit applies to minimum KYC (Rs.20,000) wallet while Full KYC (Rs.1 lakh) wallet users can transfer up to Rs. 25,000 per month. The minimum amount to send to the bank is Rs 100.You can only send Rs.5000 per transaction.
New Paytm customers have to wait 3 days before sending money to a bank account, however, if KYC formalities have been completed, then they can send money to any bank account immediately without any waiting period. It takes up to 24 hours to reflect money in your bank account after you initiate the transfer from Paytm App
I hope you like this article on "how to transfer money from Paytm to bank account". Please fell free to share your feedback.

Paytm electricity bill offer

             Paytm Electricity Bill Offer

Paytm electricity bill offer: Here is good news today for those who want to pay their electricity with additional discounts using Paytm. The process is very easy and it takes away all the stress that will take you out of your busy schedule to pay your electricity bill.

Maybe you still travel long distances to pay your electricity bills, in some cases, the bills may get in late and you will be compelled to pay extra fine and that amounts to double problems, you are stressed up and you are made to pay extra In times like this where the resources are not just there. The solution to this problem is through online payments and your best bet is through Paytm electricity bill payment. This is the best option to keep you stress free.

In as much as you have your mobile handy, you can pay your bill at any hour of the day without stress and your payments reflects the moment is it paid. What you are expected to do, to get on board is to get a Paytm wallet. Just go to paytm.com or install paytm app and signup for a new account and get on board of the facility of Paytm electricity bill offer and many more.

Wherever you are, you can make payments for your electricity bill online. The steps are very easy to follow. Simply log in to Paytm account and follow the simple instructions in filling the online form where you need to enter your bill id. The amount you intend to pay will be displayed and through any of the payment modes you can pay up. 

If you belong to the busy set of people, then this option is best for you. You can save yourself from a lot of stress and avoid to pay extra for the bills. The process is secure and safe. A lot has been put in place by Paytm to ensure that there are free flow and no hitch involved in the payment. 

At Paytm, you can easily pay electricity bill through instant payment means of your choice of Net banking, Debit/Credit Card or Paytm Wallet. 

Paytm Electricity Bill Offer : Let us go into some specifics of the offers that they have; 

1. 70 Lucky users every hour will get 100% Cashback*.

Terms & Conditions:
*User needs to do at least one recharge/bill payment transaction using code LUCKY70 on Paytm to be eligible to win 100% cashback.
*70 lucky winners every hour will be awarded 100% cashback.
*Maximum cashback is Rs.250.
*Click "Proceed to Recharge/Pay Bill" and enter "LUCKY70" in "Have a Promocode?" section.
*To increase the chances of winning , user can do one of the following.
*Do as many transactions as possible using code LUCKY70.
*Do as much value of recharge/bill payment as possible using code LUCKY70.
*Cashback will be credited within 24 hours into winner's Paytm Wallet.
*Paytm reserves the right to disqualify any transaction from participation in this contest.

2. Flat 1,200 rupees Cashback on travel ticket bookings. Use code TRAVELPAY on Recharges or Bill Payments to avail this offer on travel ticket bookings. Conditions Apply!

Terms & Conditions:
*Apply promocode TRAVELPAY on Recharges or Bill Payments to get flat ₹1,200 Cashback on travel ticket bookings.
*Use code FLYPAY to get Rs. 1,000 Cashback on flight ticket bookings.
*Minimum order value for flight ticket bookings Rs. 5,000.
*Use code RIDEPAY to get Rs. 200 Cashback on bus ticket bookings. Minimum order value for bus ticket booking is Rs. 300.
*Offer is valid on booking a minimum of two tickets.
*Offer is valid for one-time usage per user.
*Offer is valid for all users.
*To avail this offer, please apply the promocode before clicking on "Proceed to Pay".
*Cashback will be credited within 24 hours of a successful transaction.
*Cashback will not be processed for non-KYC users. If you have not completed your KYC, you will receive Goldback (inclusive of 3% GST).
*Users can also book train tickets on Paytm at zero payment gateway charges for transactions below Rs.600. No promo code required.
*Paytm reserves its absolute right to withdraw and/or alter any terms and conditions of the offer at any time without prior notice.
*This Cashback offer is being extended by One97 Communications Limited for using your Paytm Wallet. Paytm Wallet can be used for all transactions including shopping, recharges, utility bill payments, movie tickets, travel bookings and payments at stores accepting Paytm as a payment mode.

3. 100% casback upto Rs.500 for UPI Payment for every 25th Lucky customer

Terms & Conditions:
*Pay with Paytm UPI after applying promocode LUCKYUPI to be eligible to get 100% cashback
*Every 25th user who pays with Paytm UPI will get 100% cashback
*Maximum cashback amount is Rs. 500
*Link your bank account to pay with Paytm UPI if not already done
*Any transaction for which payment is not done with Paytm handle is not counted in participation
*Cashback will be credited within 24 hours after you are eligible for cashback
*Paytm reserves the sole right to change offer terms or disqualify any transaction from participation without any prior notice

4.Get a chance to win Rs.1 Lakh Cashback on Recharge or Bill Payments. 1 LUCKY WINNER EVERY WEEK. Conditions apply!

Terms & Conditions:
*User needs to do at least one recharge/bill payment transactions using code on Paytm to be eligible to win 1 lac cashback.
*Minimum transaction value is Rs. 50.
*Click "Proceed to Recharge" and enter "LAKHPATI" in "Have a Promocode?" section.
*1 lucky winners will be awarded 1 lakh rupees each every week.
*To increase the chances of winning , user can do one of the following -
1- Do as many transactions as possible using code LAKHPATI.
2- Do as much value of recharge/bill payment as possible using code LAKHPATI.
*Make use of maximum number of services that Paytm has to offer - DTH, Prepaid Recharge, Mobile Postpaid Bill, Datacard, Landline, Electricity, Water, Gas bill payment, Metro, Toll Recharge, Education Fees Payment, Financial Services.
*Winner will be announced within 48 hours on weekly basis.
*Once winner is announced, KYC process will need to be completed.
*Paytm reserves the right to disqualify any transaction from participation in this contest.
*Paytm employees and family members are not eligible to participate in this contest.
*Gratification is subject to the deduction of TDS as applicable.
*Cashback will not be processed for non-KYC users. Get your KYC done to receive the cashback. Please ignore if KYC is already done.
*This cash back offer is being extended by One97 Communications Limited for using your Paytm Wallet. Paytm Wallet can be used for all transactions including shopping, recharges, utility bill payments, movie tickets, travel bookings and payments at stores accepting Paytm as a payment mode.
These offers are been compiled from the Paytm.com.

Paytm Electricity Bill Offer: Technology is evolving and changing with every passing day and you are best served if you are in tune with these changes. The technological changes are targeted at you and every other human being. That is what has brought about this great offer from Paytm.
This is one offer that has been programmed as a way two-way traffic. Talking about a two-way traffic, you pay your bill through Paytm and you are given something in return. The offers have been discussed earlier on, go over them again and you will realize that you have been losing some extras 

because you have not been a part of this online mode of paying for your electricity bill.

So what are you still waiting for? You can log onto paytm.com now to take necessary actions now. I hope you like this article "Paytm electricity bill offer". Please fell free to share your feedback.